Clear, fair pricing — no surprises
Cost shouldn't be a barrier to getting support. It shouldn't be a mystery either.
Here's how fees work at Coral Psychology, what rebates you might be eligible for, and what to expect before you commit to anything.
Fees set at or below the recommended schedule
The Australian Psychological Society publishes a recommended fee schedule each year, as a benchmark for psychologists across Australia. My fees are set at or below that recommendation.
Fees vary depending on the type of session — an initial consultation, a standard session, or a comprehensive assessment — and on your individual circumstances. Rather than publish a single number that might not apply to you, exact fees and session types are discussed with you directly, either during your free 15-minute call or when you book.
So you always know what to expect before you commit to anything.
"My fees are set at or below the APS recommended schedule — because I want cost to be one less thing you have to worry about."
— Hebba Morcos, Registered Psychologist
Ways to reduce the out-of-pocket cost
Several funding pathways can help reduce what you pay. We'll talk through what applies to you when you get in touch.
Medicare rebates
If your GP provides a Mental Health Treatment Plan, you may be eligible for a Medicare rebate on eligible sessions. I can explain how it works and what it means for your out-of-pocket cost.
NDIS
NDIS self-managed and plan-managed funding can be discussed. Get in touch to talk through how your plan can be used.
Private health cover
Some private health funds offer rebates for psychology under extras cover. Worth checking your level of cover with your provider before your first session.
Self-funded
You're welcome to attend without a referral or funding in place — many clients do. We'll discuss fees and session types honestly and clearly from the outset.
What to expect around cost
No hidden extras, and nothing you'll find out about after the fact.
- Exact fees are confirmed with you at the time of booking or enquiry
- Fees are set at or below the APS recommended schedule
- A free 15-minute phone call is available before you book a full session
- Payment is due at the time of each session
- Medicare rebates apply where a valid Mental Health Treatment Plan is in place
- Private health rebates may also apply, and NDIS self-managed or plan-managed funding can be discussed
Fees & funding FAQ
Why don't you list your fees online?
Session fees depend on the type of appointment — a standard session, an initial consultation or an assessment — and on any funding you're using, such as a Medicare rebate or NDIS plan.
Rather than publish a single number that might not apply to you, I discuss exact fees and session types with every client individually, either during your free 15-minute call or when you book.
How do I find out what I'll actually pay?
Get in touch, or mention it during your free 15-minute consultation. I'll walk you through the relevant session fee, any rebate you're eligible for, and what your out-of-pocket cost will look like — before you book anything.
Do I need a referral to book?
No — you're welcome to book directly without a referral. A referral and Mental Health Treatment Plan from your GP is only needed if you'd like to claim a Medicare rebate.
What's your cancellation policy?
I ask for at least 48 hours' notice if you need to cancel or reschedule. With 48 hours or more, there's no cancellation fee.
Less than 48 hours' notice may incur a cancellation fee, and under 24 hours or non-attendance is charged at the full session fee. Illness and exceptional circumstances are considered — just let me know as early as you can.
The full table is on the bookings page, and fees are always explained clearly when you book.
How do I pay?
Payment details and accepted methods are confirmed with you when you book, and payment is taken at the time of your session.
Let's talk it through
Book a free 15-minute phone call, or send an email. I'm happy to talk through fees, rebates and what would suit your situation before you commit to anything.